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Personal & Business Accounts

No matter how you prefer to bank, we have an account option to make managing your personal and business finances simple.

  • Banking
  • Personal & Business Accounts

Bank accounts designed for real life

 

Extra banking benefits

Many of our chequing accounts include:
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Free e-Transfers
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Free online banking
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Overdraft protection (oac)
 
 

Real™ Chequing Account

Overview

Designed for those who make lots of transactions and want a comprehensive package to cover all their banking needs.

Key features
  • Unlimited free:
    • Interac e-Transfers®
    • Interac point-of-sale transactions
    • Online & in-branch electronic bill payments
    • In-branch & remote cheque deposits
    • Cheque transactions
    • Online transfers between GVC accounts
  • 12 free withdrawals from EXCHANGE® & Acculink® ATMs
  • Free monthly statement
  • Free buyer protection & extended warranty* 

 * FREE Extended Warranty - double the Canadian warranty up to an additional year on most purchases by cheque or MEMBER CARD® Debit Card. A MEMBER CARD Debit Cardis required to receive Buyer Protection & Extended Warranty. Some restrictions apply. 


Chequable Savings Account

Overview

Designed for those who only make a few transactions each month. 

Key features
  • Interest calculated on min. monthly balance & paid monthly 
  • Free quarterly statement with cheque images 
  • Line of credit up to $5,000 available upon application & approval 

Premium Chequing Account

Overview

Designed for those who carry a large credit balance.

Key features
  • Charges waived for the following with a min. monthly balance of $1,000: 
  • Cheques 
  • Withdrawals 
  • Direct & pre-authorized payments 
  • Interest calculated on min. daily balance & paid monthly 
  • Free monthly statement with cheque images 
  • Line of credit up to $5,000 available upon application & approval 
 

Extra banking benefits

All our savings accounts include:
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Free deposits & withdrawals at GVC ATMs
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Free online banking access
 

Real™ Savings

Overview

Designed for those with mid-sized, stable balances, who want a higher interest rate that helps them save faster.

Key features
  • Interest calculated on min. monthly balance over $500 & paid monthly 
  • Free in-branch & ATM deposits 
  • Free transfers between GVC accounts 
  • Free quarterly statements 
  • 2 free pre-authorized debits per month 
  • No monthly fee* 

Plan 24 Savings

Overview

Designed for those who want a simple, straightforward account to save for their goals.

Key features
  • Interest calculated on min. daily balance & paid semi-annually (June & December) 
  • Free quarterly statements

T-Bill Savings

Overview

Designed for those who want to earn high interest on a savings balance of $5,000 or more. 

Key features
  • Interest is tiered, calculated on min. daily balance & paid monthly 
  • Free quarterly statements

*Standard fees apply on the following items: Money Orders, Travelers Cheques, Official Cheques, stop payments, point of sale transactions, bill payments and cheque transaction fees also apply. For details, please contact your branch.
 

Golden Chequing

Overview

Designed to give those who are 55 years and older all the features and benefits of our Basic Chequing Account but with no monthly fee. 

Key features
  • Unlimited free cheque writing privileges 
  • Free monthly statement with cheque images 
  • Line of credit up to $5,000 available upon application & approval 
  • No monthly fee 

Golden Savings

Overview

Designed to give those who are 55 years and older all the features and benefits of our Plan 24 Savings Account but with a higher interest rate. 

Key features
  • Interest calculated on min. daily balance & paid semi-annually (June & December) 
  • Free quarterly statements 

Golden members get even more benefits

Free-free stop payments

Fee-free official cheques

Fee-free money orders

 

US Account

Overview

Designed for those who want flexible access to US funds without the hassle and expense of currency exchange.

Key features

Interest is tiered, calculated on min. daily balance & paid monthly 


More US solutions you may be interested in

US services

GVC Credit Union offers a variety of US services including:
  • US currency exchange
  • US money orders

Please note: large transactions may require advance notice.

US term deposits

Non-redeemable US term deposits are available in a range of terms from 1-month to 5-years. A minimum deposit of $10,000 is required.

Bank accounts designed for doing real business

 

Small Business Chequing

Overview

Designed for small, home-based businesses with low transaction volumes (i.e. 5-25 transactions per month).

Key features
  • 15 free transactions, including: 
  • Deposits (other than ATM) 
  • Electronic credits & debits 
  • In-branch withdrawals 
  • Interac point-of-sale payments  
  • In-branch or pre-authorized transfers 
  • Transfers or utility bill payments by telephone or online banking 
  • All-in-one monthly statement with cheque images 
  • Line of credit and/or Mastercard® account available upon application & approval 
  • Low monthly fee 

Business Chequing

Overview

Designed for businesses with medium to large transaction volumes.

Key features
  • Free monthly statement with cheque images 
  • Line of credit and/or Mastercard account available upon application & approval 
  • Low monthly fee 

Organization & Community Service

Overview

Designed to support non-profit organizations with their financial needs.

Key features
  • Free monthly statement with cheque images 
  • Interest calculated on min. monthly balance & paid monthly 
  • No monthly fee 
 

Business Savings

Overview

Designed for businesses that want a straightforward, easily accessible savings account. 

Key features
  • Interest calculated on min. daily balance & paid semi-annually 
  • Free quarterly statement 
  • Free deposits & withdrawals at GVC ATMs 
  • Free online banking 
 

Business US Account

Overview

Designed for doing business in the US, providing flexible access to US funds without the hassle and expense of currency exchange.

Key features
  • Free US cheque writing privileges  
  • Quarterly statement with cheque images 
  • Interest is tiered, calculated on min. daily balance & paid quarterly 

More US solutions you may be interested in

US services

GVC Credit Union offers a variety of US services including:

  • US currency exchange

  • US money orders

  • American Express US Traveler’s Cheques


Please note: large transactions may require advance notice
.

US term deposits

Non-redeemable US term deposits are available in a range of terms from 1-month to 5-years. A minimum deposit of $10,000 is required.

Have questions or need help choosing the right account?

Bank and pay your way, every day

On your mobile device

Handle your everyday banking whenever and wherever suits you best with our intuitive mobile app.

Using your computer

Manage your money anytime 24/7 from the comfort of your home or office using our secure online banking platform.

In person

Visit one of our local branches for friendly, in-person support with any financial need.

Find a credit card that really fits your needs

From no fee to cash back to travel rewards, we have a wide range of credit card options built to truly fit your life and business needs.

Bank with greater ease using our additional services

We offer a number of additional banking services to help simplify your money management, including night deposit, wire transfers and merchant services.